© 2009 State Bank of New Prague. All Rights Reserved.
Personal Checking Accounts
We offer four personal checking accounts to meet your needs.
All personal checking accounts1 include an ATM or VISA Check Card2, free Online Banking and free Online Bill Pay (free if used a minimum of once a month), unlimited check-writing, and free mobile banking.
| DESCRIPTION |
FREE
CHECKING
|
INTEREST
CHECKING
|
PACKAGE |
TROJAN
CHECKING |
| Interest | None | Competitive variable interest rate | Variable interest rate pays monthly with balance over $1,000 | None |
| Minimum Balance | None | $500 minimum balance | None | None |
| Features | Unlimited direct deposits Ready Reserve overdraft loan available* |
Unlimited direct deposits Free check images Ready Reserve overdraft loan available* |
Free SBNP checks Free check images |
Free Trojan checks for first year Free Trojan checkbook cover Free one-on-one education session |
| Service Charge | None |
$10 only if ave. daily balance is less than $500 |
$6 monthly membership fee | None |
| Learn more | Learn more | Learn more | Learn more | |
| Apply now |
Apply now |
Apply now |
Apply now |
OVERDRAFT PROTECTION
We offer two options in overdraft protection to safeguard you from the inconvenience of overdrawing your checking account:
- You can cover overdrafts by authorizing the State Bank of New Prague to transfer an automatic cash advance from your Ready Reserve* to your checking account.
- You can also link your State Bank of New Prague savings account3 to your checking account to authorize us to transfer6 from your savings account to your checking account as needed.
*Credit approval required. Certain fees may apply.
SWITCHING IS EASY
Make your move today with our easy Switch Kit. Simply print out our downloadable Switch Kit form, fill it out, and bring it to the State Bank of New Prague. Our customer service representatives can help you every step of the way.
1 All accounts require an initial opening deposit of $100.00.
2 Subject to approval.
3 Requires another SBNP Account.
4 Not available to certain entities.
5 Parent/guardian co-sign may be required.
6 Limited to 6 transfers per month.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money-laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means to you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
The State Bank of New Prague is a full-service community bank helping the
people and businesses of New Prague, Minnesota achieve financial success for over 125 years.
people and businesses of New Prague, Minnesota achieve financial success for over 125 years.
Member FDIC | Equal Housing Lender | © 2009 State Bank of New Prague. All Rights Reserved.
To help the government fight the funding of terrorism and money-laundering activities, Federal law requires all financial institutions to obtain, verify,
and record information that identifies each person who opens an account. What this means to you: when you open an account, we will ask for your name,
address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
and record information that identifies each person who opens an account. What this means to you: when you open an account, we will ask for your name,
address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.