Brock White
© 2009 State Bank of New Prague. All Rights Reserved.


Personal Checking Accounts

We offer four personal checking accounts to meet your needs.

All personal checking accounts1 include an ATM or VISA Check Card2, free Online Banking and free Online Bill Pay (free if used a minimum of once a month), unlimited check-writing, and free mobile banking.
 

DESCRIPTION
FREE
CHECKING
INTEREST 
CHECKING

PACKAGE
CHECKING

TROJAN
CHECKING
Interest** None Competitive variable interest rate Variable interest rate pays monthly with average balance over $1,000 None
Minimum Balance None $500 minimum balance None None
Features Unlimited direct deposits

Ready Reserve overdraft loan available*

Unlimited direct deposits

Free check images

Ready Reserve overdraft loan available*

Free SBNP checks

No-fee ATM or Visa Check Card2


Ready Reserve overdraft loan available*
 

Free check images

Discount on loans2

Free Trojan checks for first year

Free Trojan checkbook cover

Free one-on-one education session
 
Service Charge** None

$10 only if ave. daily balance is less than $500

$6 monthly membership fee None
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OVERDRAFT PROTECTION
We offer two options in overdraft protection to safeguard you from the inconvenience of overdrawing your checking account:

  1. You can cover overdrafts by authorizing the State Bank of New Prague to transfer an automatic cash advance from your Ready Reserve* to your checking account.
  2. You can also link your State Bank of New Prague savings account3 to your checking account to authorize us to transfer6 from your savings account to your checking account as needed.

*Credit approval required. Certain fees may apply.

**Fees are assessed and interest is paid monthly on the last day of the statement cycle.

 

SWITCHING IS EASY
Make your move today with our easy Switch Kit. Simply print out our downloadable Switch Kit form, fill it out, and bring it to the State Bank of New Prague. Our customer service representatives can help you every step of the way.

 

1 All accounts require an initial opening deposit of $100.00.
2 Subject to approval.
3 Requires another SBNP Account.
4 Not available to certain entities.
5 Parent/guardian co-sign may be required.
6 Limited to 6 transfers per month.



IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money-laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.