
| DESCRIPTION |
REGULAR
SAVINGS
|
MONEY MARKET
SAVINGS
|
OPTIMA PLUS
SAVINGS
|
CERTIFICATE OF DEPOSIT (CD)1,3
|
| Interest | Pays interest Paid quarterly2 |
Pays higher interest1 Paid monthly2 |
Pays highest interest1 Paid monthly2 |
Pays higher interest than savings accounts1 Compounded annually if term is greater than 12 months |
| Minimum Balance | $100 minimum balance | $2,500 average daily balance | $10,000 minimum balance | A range is available starting at $500 |
| Features | 3 free monthly withdrawals | 3 free monthly withdrawals | 3 free monthly withdrawals | Terms2 range from 90 days to 3 years |
| Service Charge |
$1 if minimum balance is not maintained |
$10 if minimum balance is not maintained | $10 if minimum balance is not maintained | None |
| Learn more | Learn more | Learn more | Learn more | |
| Apply now |
Apply now |
Apply now |
Apply now |
1 Market rate of interest based on tiered balances.
2 Current interest rates are available by contacting the State Bank of New Prague.
3 A penalty may be imposed for early withdrawal. A higher interest rate is offered for higher CD balances. Current rates are available by contacting the State Bank of New Prague.